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Privacy Policy

Our Privacy Policy

Learn how we handle your personal information and ensure your privacy and data security on our platform.

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Effective Date: 11th September 2024

Introduction

Morby (“we,” “us,” or “our”) operates the website morby.xyz (the "Website"). We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines the types of personal information we collect, how we use it, and your rights regarding your data. By using the Website, you agree to the terms of this Privacy Policy.

Information We Collect

We collect the following types of information:

1. Personal Information

When you use our services to create online wills, we may collect personal data, including but not limited to:

• Name

• Email Address

• Mailing Address

• Phone Number

• Date of Birth

• Financial Information (if relevant to your will)

• Details of beneficiaries, executors, and other personal information related to your will.

2. Usage Data

We automatically collect information regarding your interactions with the Website, such as:

• IP address

• Browser type

• Operating system

• Pages visited on our Website

• Time and date of your visit

• Referring website addresses

How We Use Your Information

We use your information for the following purposes:

To Provide Our Services: We use your personal information to create and process your will. • Communication: We may contact you via email or phone for customer service, notifications about changes to our services, or important legal updates.

• Improve The Website: We use the data to enhance the functionality, security, and usability of the Website.

• Compliance: We may use your data to comply with legal and regulatory obligations, disputes, or to enforce our agreements.

Data Sharing and Disclosure

We do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances:


• Service Providers: We may share your personal information with trusted third-party service providers who assist in operating the Website, providing our services, or processing

payments.

• Legal Requirements: We may disclose your personal information if required by law or to

comply with legal processes.

• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information

may be transferred to the new owner.

Data Security

We take appropriate technical and organisational measures to protect your personal information from unauthorised access, use, or disclosure. We use TLS encryption in transmission and AES-256 at rest. While we strive to safeguard your data, no method of transmission over the Internet or electronic storage is 100% secure.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on the Website. Cookies are small data files stored on your device that help us remember your preferences and gather information about how you use our services. You can manage your cookie preferences through your browser settings.

Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:


• Access: You can request a copy of your personal data.

• Correction: You can request that we correct any inaccurate or incomplete information.

• Deletion: You may request the deletion of your personal data under certain conditions.

• Data Portability: You can request to receive your personal information in a structured,

machine-readable format.

• Opt-Out: You can unsubscribe from our marketing communications at any time.

To exercise any of these rights, please contact us at: [help@morby.xyz].

Data Retention

We retain your personal information for as long as necessary to fulfil the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.


Generally we retain data for the following periods:

Account and profile information: [5] years after last login or account activity.

Transactional data (e.g payment information): [7] years for financial reporting and compliance purposes.

Marketing and analytics data: [2] years from collection or last interaction.

Customer support and communication records: [3] years from last interaction.

Please note that these periods may vary depending on individual circumstances, such as legal requirements or ongoing investigations.

Third-Party Links

The Website may contain links to other websites not operated by us. We are not responsible for the privacy practices of those third parties, and we encourage you to review their privacy policies.

Children’s Privacy

Our services are not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a child, we will take steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the “Effective Date” updated. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your data.

Breach Notification

In the event of a data breach that may affect your personal information, we will notify you without undue delay and, where feasible within 72 hours of becoming aware of the breach.

The notification will include:

(a) a description of the breach and the data affected,

(b) measures taken or proposed to mitigate the breach,

(c) recommendations for you to protect yourself and

(d) contact information for our data protection team.

We will also notify the relevant regulatory authorities as required by law.

User Consent

By using our Website and services, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy. You may withdraw your consent at any time by contacting us at [help@morby.xyz]. Please note that withdrawing consent may limit our ability to provide certain services or functionality.

Contact Us

If you have any questions or concerns about our Privacy Policy or the handling of your personal information, please contact us at:


Morby

Email: [help@morby.xyz]

Website: [www.morby.xyz]